RJ Fichera & Associates

                           420 Lori Lane

      King of Prussia, PA 19406

                         610-768-9255

 

                                 

 © 2018 by Ronald J. Fichera. All Rights Reserved.

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October 22, 2018

Divorce is always difficult and complicated, but there are ways to make the logistics a bit more manageable.

One of the most disruptive and emotional moments a person can experience is going through a divorce. Aside from the toll it takes on your mental well-being, it a...

October 10, 2018

Learn about the tax-advantaged savings account: the ABLE Account.

Being blind or disabled can be expensive. One big problem disabled people have saving money is that it can result in loss of their eligibility to receive Social Security disability (SSI) or Medicaid benef...

January 17, 2018

A successful business Exit Plan achieves three important owner goals:

  • Financial Security: The business sale or transfer provides the amount of income the owner and owner's family need after the owner's exit.

  • The Right Person: The owner chooses his or her succe...

November 29, 2017

If you're wondering if you have enough saved to retire, you won't find the answer to that critical question on the bottom of your 401(k) statement.
 

This isn’t your grandparents’ retirement.

America’s move from pensions to 401(k)s and IRAs has changed the way most worke...

November 29, 2017

Between Facebook, iTunes, email and digital banking and investment accounts, most of us lead pretty active lives online. Do you have a plan for what will happen to all your passwords and accounts when you pass away?
 

My mom, who passed away a few years ago, was a very...

November 29, 2017

For many people, retirement savings and 401(k)s are synonymous. However, many others don't have that option. For them, there are several other tax-smart ways (from SEP IRAs to Roths and even HSAs) to build a nest egg.
 

You can’t ask, “how should I save for retirement?”...

November 29, 2017

Forget your wealth and possessions: Your beliefs, values and wisdom could be the most treasured assets you pass down to the ones you love. To get the ball rolling on a plan for that transfer, you could start by simply writing a letter.

“My father wrote me a lovely lette...

November 26, 2017

Everyone makes mistakes. Learning from them is what really counts. 

1. "I live within my means. If I have anything left after paying bills, I put it in my savings account."

You've heard it before: Failing to plan is planning to fail. One of the best ways to reach your fi...

November 25, 2017

The goal is a long and happy life you love! It takes more than just money, so do some self-searching well before you retire.

Everyone knows that preparing for retirement is front and center these days in America. An average of 10,000 people take the plunge into their go...

November 8, 2017

Some planning opportunities exist.

Marriage offers many benefits!

“A successful marriage requires falling in love many times, always with the same person.” –Mignon McLaughlin

“The great marriages are great partnerships. It can’t be a great marriage without a great partner...

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Independent Legacies: Wills of Our Founding Fathers

July 15, 2016

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